My name is Tim Underwood, a native Houstonian, born and raised. I am blessed and proud to say that I've been in the mortgage financing industry for over 22 years. I'm not only an Originating Manager but also a real estate investor and have helped many first-time and seasoned investors build personal wealth in the real estate industry.


I find the opportunities to have helped thousands of individuals and families finance their dream homes a special privilege. My bottom line is to ensure my customers fully understand their options and feel comfortable with their decisions. So I always prioritize thorough education through transparent and consistent communication throughout the mortgage transaction.


When I am not helping a client navigate purchasing or refinancing their dream home, I enjoy spending time with my wife and three kids and being one with nature. I love the outdoors, mountain biking, hiking, kayaking, and fishing, and as a family, we enjoy camping and exploring the wonders of nature.


Please feel free to browse my website, check out the different loan programs I have at my disposal, use my decision-making tools and calculators, and use our secure online application to get started.


If you decide to work with me, know that you will not be just a number in the system but a client for life because I understand how exciting and stressful this life decision is. So for personalized service, expert advice, and someone you can hand the stress of the process off to, please reach out to me anytime; phone call, text, or email. I look forward to the opportunity of supporting your journey of home ownership!

VP of Mortgage Lending

Tim Underwood is your The Woodlands local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Tim is committed to helping homeowners with home purchase loans and refinances. Contact Tim at (512) 814-4984 for more information!

Tim Underwood at Guaranteed Rate Affinity (NMLS #217562)

The Woodlands

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1 Loan Officer The Woodlands, TX