Because he feels a human touch is the essential ingredient of a successful home purchase, Jeff is all about personalized service. Since 1997, he’s been working with clients from all walks of life—especially veterans—to get the financing they need for the home they want. He is knowledgeable in the guidelines for all types of loans—conventional, FHA, USDA and VA. For clients who want someone who provides expert, individualized education and service, and will help them close their loan quickly and at the best rate, Jeff is the person to have by their side. In his spare time, he volunteers with Habitat for Humanity and enjoys playing golf.

Originating Manager

Jeff Bayer is your Johns Creek local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Jeff is committed to helping homeowners with home purchase loans and refinances. Contact Jeff at (678) 528-4909 for more information!

Jeff Bayer at Guaranteed Rate Affinity (NMLS #379963)

Clients looking for a smart mortgage consultant and a company that really cares go to Tina Ellis-Hoffner and Guaranteed Rate Affinity for all their home financing needs. They can count on her to listen and understand their vision, and stay committed to doing what’s in their best interest. Tina knows that every client has different financial goals, so she takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, she is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. She and her team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Tina a call today!

VP of Mortgage Lending

Tina Ellis is your Johns Creek local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Tina is committed to helping homeowners with home purchase loans and refinances. Contact Tina at (678) 561-9894 for more information!

Tina Ellis at Guaranteed Rate Affinity (NMLS #225503)

Mike Klein has been in the residential mortgage business since 1994. Over the years he has developed relationships with real estate agents and buyers due to his ability to provide mortgage financing in a timely and professional manner and always looking out for what is in the best interest of his clients. Working with his support staff Mike is able to minimize potential issues that can arise in any loan and successfully get the loan funds to the closing table by the contract date. To find a smart home-financing solution, give Mike a call today!

Mike Klein is your Johns Creek local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Mike is committed to helping homeowners with home purchase loans and refinances. Contact Mike at (941) 544-7174 for more information!

Mike Klein at Guaranteed Rate Affinity (NMLS #140588)

Tamara is your local lender. With 30+ years of experience making houses homes for real people, she is a VP of Mortgage Lending at Guaranteed Rate Affinity delivering low rates with a streamlined process. Whether financing new home purchases, refinancing current homes, or just advising people about what they need to do to put themselves in a position to be able to buy a home, Tamara is committed to the best interests of home buyers and the agents representing them. As a dedicated refinance mortgage specialist, I focus on understanding your unique financial situation to find the best mortgage solution for you.


Personally, Tamara enjoys spending time with friends and extended family, including several grandchildren. Married for nearly 35 years, she has five adult children each pursuing their own passions. Tamara finds that maintaining a great work-life balance makes her appreciate the help she provides others even more. Tamara Burch has extensive senior management experience in the real estate, mortgage lending, and banking industries, including a strong operations background with professional skills in negotiation, business planning, sales, mortgage lending, and fraud-prevention.

Tamara Burch is your Johns Creek local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Tamara is committed to helping homeowners with home purchase loans and refinances. Contact Tamara at (678) 561-9898 for more information!

Tamara Burch at Guaranteed Rate Affinity (NMLS #222739)

For more than 20 years, Larry Delbridge has delivered smooth closings for homebuyers across Georgia. Real estate is essentially in Larry's DNA, as his mother worked in the industry for more than 40 years. His expansive background with finance and credit made joining the mortgage industry a seamless transition. Larry believes the mortgage process should be easy for all borrowers. He prides himself on using his vast knowledge and good common sense to help his clients achieve their homeownership dreams. A native of Albany, GA, Larry has lived in Atlanta for more than 30 years. He's a proud father and loved coaching them in basketball, baseball, football and lacrosse over the years. Larry has had the privilege of serving on mission trips to Mexico, Florida and Mississippi to build new churches and help those in need. Larry promises to deliver the seamless mortgage experience every borrower deserves. Contact him anytime to find a mortgage solution that best fits your needs.


Larry is also a refinance mortgage specialist. He focuses on understanding your unique financial situation to find the best mortgage solution for you. His goal is to help you secure a loan that is best suited for your needs.

Larry Delbridge is your Johns Creek local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Larry is committed to helping homeowners with home purchase loans and refinances. Contact Larry at (770) 689-5494 for more information!

Larry F Delbridge II at Guaranteed Rate Affinity (NMLS #114090)

With over 25 years of financial experience and an MBA, I have a knack for numbers, a passion for finance, and I love helping people build wealth through real estate. In today's real estate climate, it is more important than ever to have a lender partner you can trust to ensure your homeownership goals are met. As a dedicated purchase and refinance mortgage specialist, I focus on understanding your unique financial situation to find the best mortgage solution for you. My mission is to earn your trust so that I can be the lender you keep coming back to…and the lender you tell all of your friends and family to go to for mortgage advice.

Melanie Haug is your Johns Creek local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Melanie is committed to helping homeowners with home purchase loans and refinances. Contact Melanie at (303) 917-4883 for more information!

Melanie Haug at Guaranteed Rate Affinity (NMLS #1649675)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Branch Manager

Justin Perez is your Johns Creek local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Justin is committed to helping homeowners with home purchase loans and refinances. Contact Justin at (678) 735-9041 for more information!

Justin Perez at Guaranteed Rate Affinity (NMLS #926752)

Jeff jumpstarted his career in the mortgage industry at a small mortgage brokerage in 2003, quickly realized his passion, and has been helping families get settled in their dream homes ever since. Throughout his 19 years of experience, Jeff has worked alongside over 1,000 families. He says, "Financing a home is typically an emotional, major life decision. I empathize with my clients and make sure they know I care about how they are feeling during the loan process. My goal is to become a lifelong, trusted resource so when my clients are ready to make a move, buy a second home, or start investing, they can count on me to help them reach their financial goals. From the initial application to beyond the closing table, I am here to help." Whether it's a first-time homebuyer, repeat buyer, or seasoned real estate investor, Jeff has the background to assist any client along the path to homeownership. He has been involved in his community through his church and youth sports, which began when he coached his children through the Roswell Recreation Department and Fellowship Christian School. His passion led to the launch of a varsity girls lacrosse team that has transformed into a playoff level program in less than 9 years. When he's not dedicating time to homebuyers, he enjoys playing golf, vacationing on the lake and snow skiing. He is supported by his wife Beth and his adult children, Clay and Kate.

Jeff Buchweitz is your Johns Creek local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Jeff is committed to helping homeowners with home purchase loans and refinances. Contact Jeff at (404) 890-5121 for more information!

Jeff Buchweitz at Guaranteed Rate Affinity (NMLS #206674)

Wall Street was the first stop for me after obtaining my Finance degree at the esteemed Zicklin School of Business at Baruch College in New York. Once we got our careers going, my husband and I escaped the fast-paced hustle of NYC and landed in the beautiful peach state suburbs of Atlanta. With our 3 beautiful children and 220 pound english mastiff we have grown a wonderful life and being able to help others achieve stable homeownership adds to my daily joy. I truly love problem solving and figuring out ways to give good news to deserving home buyers.

Moriah Stewart is your Johns Creek  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Moriah is committed to helping homeowners with home purchase loans and refinances. Contact Moriah at (404) 293-0642 for more information!

Moriah Stewart at Guaranteed Rate Affinity (NMLS #2333905)

Xavier Williams is your Johns Creek  local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Xavier is committed to helping homeowners with home purchase loans and refinances. Contact Xavier at (678) 755-2873 for more information!

Xavier Williams at Guaranteed Rate Affinity (NMLS #1395297)

Johns Creek

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10 Loan Officers Johns Creek, GA