Hello! I began my mortgage career as an "Inside" Loan Officer that specifically focused on refinances with an occasional purchase. Joining the Guaranteed Rate team, I've spent most of my time helping many first-time buyers with their first purchase or a refinance a year or two after their first closing. I've worked on many types of loans including Conventional, FHA, VA, and USDA loans as well as some non-conforming loans for special cases.

Consumer Direct Sales Manager

Guaranteed Rate Inc. is one of the largest retail mortgage lenders in the United States. Founded in 2000 and licensed in all 50 states and Washington, D.C., it has helped homeowners nationwide with home purchase loans and refinances.

Jake Wheeler at Guaranteed Rate Affinity (NMLS #1432466)

As your trusted Guaranteed Rate Affinity Loan Officer, licensed in both Florida and Georgia, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Associate VP of Mortgage Lending

Michelle Gemmell is your Jacksonville local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Michelle is committed to helping homeowners with home purchase loans and refinances. Contact Michelle at (954) 331-8819 for more information!

Michelle Gemmell at Guaranteed Rate Affinity (NMLS #1957379)

Jacksonville

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2 Loan Officers Jacksonville, FL