With over 20 years of business, sales leadership and management experience in global banking and finance in the United States, Dubai (UAE) and South Africa, Tony was ranked by Mortgage Executive Magazine as a Top 1% Mortgage Originator in America in 2020, 2021 and 2023 and achieved President's Club status in 2020, 2021, 2022 and 2023 with Guaranteed Rate Affinity.  
Using the Guaranteed Rate Affinity platform, Tony provides the best mortgage experience possible, featuring incredibly low rates, exceptional customer service and a fast, simple process.  
Tony attributes the team's success and growth to strong relationships with real estate partners who appreciate a commitment to service. Tony always puts the customer first and prides himself on finding the best personalized mortgage loan solutions for each customer. Customers want and deserve a mortgage that best fits their needs and more options mean a better chance of finding that solution. Tony understands the importance of buying a home or refinancing, so he employs a business model that maximizes efficiency, delivers unparalleled service and results in closing loans timeously.  
Tony was voted 2021 Loan Officer of the Year in the South Florida Agents Choice Awards.

Originating Manager

Tony Gemmell is your Ft Lauderdale local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Tony is committed to helping homeowners with home purchase loans and refinances. Contact Tony at (786) 654-6769 for more information!

Tony Gemmell at Guaranteed Rate Affinity (NMLS #1174856)

As your trusted Guaranteed Rate Affinity Loan Officer, licensed in both Florida and Georgia, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Associate VP of Mortgage Lending

Michelle Gemmell is your Ft Lauderdale local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Michelle is committed to helping homeowners with home purchase loans and refinances. Contact Michelle at (954) 331-8819 for more information!

Michelle Gemmell at Guaranteed Rate Affinity (NMLS #1957379)

Ft Lauderdale

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2 Loan Officers in Ft Lauderdale, FL