FHA Streamline
Designed to help FHA borrowers reduce their monthly payments or switch from an adjustable-rate to a fixed-rate mortgage with minimal hassle, this option simplifies the refinancing process, requiring less documentation, no home appraisal, and often no credit check.
It's a great option if you're looking to take advantage of lower interest rates or stabilize your payments without the usual hoops of a traditional refinance. Plus, the streamlined process can save you both time and money, as it often comes with lower closing costs and faster approval times.
If you've kept up with your mortgage payments and your FHA loan is in good standing, you may qualify for this program and start saving right away.
The FHA Streamline Refinance is perfect for homeowners looking to make their mortgage more manageable without the lengthy paperwork or additional costs of a full refinance.*
* Guaranteed Rate Affinity is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.