Get full underwriting approval before you shop for a home
Want to get on the fast track to homeownership? Guaranteed Rate Affinity’s no-cost Approval Express program could speed up your mortgage process and help you lock down your dream home. This program delivers a full underwrite of credit, income and assets—get an edge over other buyers before you even start shopping!
You can:
- Secure approval before you’ve settled on a property
- Get full underwriting approval in as little as four hours
- Make an offer backed by an approval that stands head-and-shoulders above other buyers' offers
- Compete with cash buyers and enjoy greater negotiating power
When you commit, we commit. Before your express underwriting process kicks off, you’ll be prompted to submit several important borrower documents, including W-2 forms, paystubs, tax returns and bank statements. From start to finish, we put you in the driver’s seat and empower you to take control of your home financing process.
After completing Approval Express, you’ll be equipped with a real loan approval* from Guaranteed Rate Affinity and just about ready to close—subject to finding a property and signing a contract.
Contact us to see if you qualify for full underwriting approval before you start shopping for a home!
*“Real Approval” means an automated underwriting system approval based upon credit information supplied by applicant and subject to Guaranteed Rate Affinity’s review of loan documents. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity for current rates. Appraisal required for eligibility and subject to conditions.