About Tony Gemmell
With over 20 years of business, sales leadership and management experience in global banking and finance in the United States, Dubai (UAE) and South Africa, Tony was ranked by Mortgage Executive Magazine as a Top 1% Mortgage Originator in America in 2020, 2021, 2023 and 2024 and achieved President's Club status consecutively in 2020 - 2025 with Guaranteed Rate Affinity. Powered by Guaranteed Rate Affinity, with offices in Florida and Georgia Tony and the Gemmell Team provide the best mortgage experience possible, featuring incredibly low rates, exceptional customer service and a fast, simple process. Tony attributes the team's success and growth to strong relationships with real estate partners who appreciate a commitment to service. The Gemmell Team always put the customer first and pride themselves on finding the best personalized mortgage loan solutions for each customer. Solutions include; Jumbo Mortgages. Bank Statement Loans, 1099 and P&L Programs for self employed borrowers. No Income Verification - Asset Depletion / Asset Qualifier and Cryptocurrency backed Loans. DSCR Programs for Investment Properties. Reverse Mortgages. Renovation Mortgages. Tony understands the importance of buying a home or refinancing, so he employs a business model that maximizes efficiency, delivers unparalleled service and results in closing loans timeously. Tony was voted 2021 Loan Officer of the Year in the South Florida Agents Choice Awards.
