About Sue Dirickson
Helping homebuyers in California buy homes with confidence, without the stress. Hi, I'm Sue Baker-Dirickson a mortgage loan officer based in Cupertino, CA helping clients navigate the home financing process with clarity and confidence for over 40 years. I specialize in working with first-time buyers, veterans, investors, self-employed borrowers across Silicon Valley, San Francisco Bay Area, and Northern California offering tailored loan solutions and a smooth, transparent experience from start to finish. Whether you're: -Buying your first home -Exploring refinancing options -Looking into programs like Conventional, Jumbo and Non-QM I'll walk you through your options and help you choose the right strategy—not just the easiest one. What sets me apart: * -Excellent communication- I work all hours to ensure I am always open for business * -Fast, step-by-step process to help you accomplish your dream * -A hands-on, local approach backed by top-tier technology * -Dedication to a deal and my clients -I have never started a loan I was not able to close! Do you need 20% down to buy a home? No—many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals—I'll help you break it down clearly. I've helped clients over 3,000 clients throughout Northern California secure financing for homes, and I'm proud to be a trusted resource for both buyers and local real estate agents. When I'm not helping clients, you'll find me spending time with my 3 grandchildren. I enjoy golfing and taking trips in my RV while working as I move around the country. My career is something that brings me great joy and satisfaction, helping clients make their dreams of homeownership a reality whether they are a first time buyer, or an investor building their real estate portfolio Check out my client reviews to see what it's like to work together. I believe this business is about relationships—and being someone people can rely on long after closing. If you're thinking about buying, refinancing, or just want to explore your options, let's connect.
