About Matt Kennedy
Helping homebuyers in Illinois buy homes with confidence and without the stress. Hi, I'm Matt Kennedy, a mortgage loan officer based in the North Shore suburbs of Chicago, helping clients navigate the home financing process with clarity and confidence. Being in the business for 16 years, I specialize in working with a broad mix of buyers and homeowners, from first timers, to investors, veterans, and even business owners. I help customers throughout Illinois, including those in Glenview, Northbrook, Skokie, Evanston, Wilmette, Winnetka, and Chicago, all the way up to the Wisconsin border. I offer tailored loan solutions and a smooth, transparent experience from start to finish. Whether you're: - Buying your first home - Exploring refinancing options - Looking into programs like conventional loans, jumbo loans, Non-QM, FHA, and VA I'll walk you through your options and help you choose the right strategy—not just the easiest one. What sets me apart: - Clear, honest communication—no surprises - Fast, reliable pre-approvals to help you win offers - A hands-on, local approach backed by top-tier technology - A focus on education so you feel confident every step of the way Our team uses the motto SECA (speed, execution, certainty, and accountability). We try to provide certainty upfront to provide comfort that they can get the transaction accomplished. Once under contract, we execute the plan with speed and provide accountability throughout the process. Do you need 20% down to buy a home? No—many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals—I'll help you break it down clearly. One thing about me that stands out is my availability. When a lot of loan officers aren't picking up the phone, I am. I'm not afraid to stay involved with the process to ensure things get done properly. I also don't hide when there are problems. I make the difficult calls when a lot of loan officers would hide. I've helped thousands of clients throughout secure financing for homes, and I'm proud to be a trusted resource for both buyers and local real estate agents. Clients like to praise my fast response, knowledge, communication, and calming demeanor during the loan process. Check out my client reviews, though, to see what it's like to really work together. I have proudly qualified multiple times for President's Club at Guaranteed Rate Affinity after being a top producer. When I'm not helping clients, you'll find me married to a loving wife with two boys. I'm an avid golfer and Chicago sports fan- go Cubs, Bears, and Bulls! I also graduated from Michigan State University. I believe this business is about relationships—and being someone people can rely on long after closing. If you're thinking about buying, refinancing, or just want to explore your options, let's connect.
