About Ryan Rosplock
Helping first-time homebuyers, Veterans, investors, and self-employed borrowers in Texas buy homes with confidence, without the stress. Hi, I'm Ryan Rosplock, a mortgage loan officer based in Cypress, TX helping clients navigate the home financing process with clarity and confidence for 26 years and over 3500 families helped. I specialize in working with first-time homebuyers, Veterans, investors, and self-employed borrowers offering tailored loan solutions and a smooth, transparent experience from start to finish. Whether you're: - Buying your first home - Exploring refinancing options - Looking into programs like FHA, VA, conventional, creative financing, limited documentation loans I'll walk you through your options and help you choose the right strategy—not just the easiest one. What sets me apart: - I have a masters degree in finance so I'm always guiding my clients to make educated and informed decisions. - I specialize in unique income and complex applications. I have a financial advisor mindset. - I prioritize fast responses and always being available by phone or text, even on weekends. - I like to keep things simple by providing clear guidance to my clients. I explain the process so it's easy to understand. Do you need 20% down to buy a home? No—many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals—I'll help you break it down clearly. I've helped clients throughout Spring, The Woodlands, Cypress, Bellaire, Houston, Conroe, and Richmond, Texas secure financing for homes ranging from all prices and property types and I'm proud to be a trusted resource for both buyers and local real estate agents. I'm proud to be awarded Loan Officer of the Year for Houston Agent Magazine in 2022 and 2024. I've also been named a Scotsman Guide Top1% Loan Officer for 10+ years. I've receive the Customer Service Award from Guaranteed Rate Affinity for 3+ years. Check out my client reviews below to see what it's like to work together. When I'm not helping clients, I love to play pool. I'm a former college baseball player at Sam Houston State University and Tyler Junior College. I believe this business is about relationships—and being someone people can rely on long after closing. If you're thinking about buying, refinancing, or just want to explore your options, let's connect.
