About Fabio Fattah
**Fabio Fattah | SVP of Mortgage Lending | Guaranteed Rate Affinity** Fabio Fattah is a nationally recognized mortgage expert and one of the premier lending authorities across the New York City and New Jersey Gold Coast waterfront markets. With more than 20 years of experience, over $1 billion in lifetime production, and consistent high volume annual producer, Fabio is trusted by top agents and discerning buyers to navigate the most competitive and complex transactions on both sides of the Hudson. Licensed in New York and New Jersey, Fabio has built a reputation as a go-to resource for waterfront properties spanning Manhattan, Brooklyn, and the North Jersey Gold Coast—including Jersey City, Hoboken, Weehawken, Edgewater, and Fort Lee. His deep understanding of these interconnected markets—from luxury condos and co-ops in NYC to high-end new development along the Hudson River—gives his clients a decisive edge in fast-moving environments. Fabio specializes in working with high-net-worth clientele and complex financial profiles, with expertise in jumbo financing, multi-layered income structures, and sophisticated lending strategies. He is highly regarded for his ability to structure deals that other lenders cannot, particularly in competitive purchase scenarios where precision, speed, and credibility matter most. While known for luxury and complex transactions, Fabio brings the same level of focus and guidance to first-time homebuyers, offering clear, tailored solutions across Conventional, FHA, VA, and other specialized programs. His expertise also extends to second homes, investment properties, mixed-use assets, renovation, and construction financing. A key to Fabio's success is his hands-on, concierge-style approach. He works closely with agents, attorneys, financial advisors, and developers to ensure seamless execution from contract to close—especially in markets like NYC and the Hudson waterfront, where local knowledge and coordination are critical. With a strong presence throughout New Jersey—including Hoboken, Jersey City, and Central Jersey—and now anchored in New York, Fabio provides clients with a seamless lending experience across state lines. His ability to bridge both markets makes him a unique and invaluable partner for buyers, investors, and real estate professionals operating in the greater NYC metro area. Above all, Fabio is known for delivering with urgency, transparency, and results—earning long-term relationships and repeat business from clients who expect a higher level of execution.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
Your monthly payment would be
$ 0.00
*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate Affinity, LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity, LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Guaranteed Rate Affinity, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate Affinity, LLC. Guaranteed Rate Affinity, LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 348 West 14th Street, Second Floor New York NY, 10014